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	<title>New answer on: Does Arizona Have No Fault Auto Insurance?</title>

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		<title>By: Eddie Arriola</title>

		<link>https://insurancelibrary.com/auto-insurance/does-arizona-have-no-fault-auto-insurance</link>

		<dc:creator>Eddie Arriola</dc:creator>

		<pubDate>Wed, 12 Mar 2014 23:57:12 +0000</pubDate>

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		<description><![CDATA[Arizona does not.

No-fault auto insurance has the insurance company pay for your damages no matter who&#039;s at fault.  In Arizona, we have uninsured and underinsured (UM/UIM) insurance for damages other people cause to you if they don&#039;t have insurance or have enough.  With state law, you have to sign whether or not you want UM/UIM coverage.

Things UM/UIM may cover:
A driver hitting you who doesn&#039;t have insurance
A driver hitting you who has insufficient coverage for your hospital bills
A hit and run driver
A driver who hits you while you&#039;re walking or cycling
Your medical bills when you&#039;re a passenger in someone else&#039;s vehicle and they have an accident (when the other driver&#039;s insurance or theirs is insufficient).

UM/UIM is an excellent option for people looking for no-fault insurance.  In fact, at our agency, we recommend UM/UIM to every one of our policyholders.  If you have any questions, don&#039;t hesitate to reach out to us at www.insuranceeddie.com.]]></description>

		

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