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	<title>New answer on: Can You Put Insurance On A Car That Isn&#8217;t Yours?</title>

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		<title>By: Dmitriy Glazer</title>

		<link>https://insurancelibrary.com/auto-insurance/can-you-put-insurance-on-a-car-that-isnt-yours-2</link>

		<dc:creator>Dmitriy Glazer</dc:creator>

		<pubDate>Wed, 06 Nov 2013 00:14:24 +0000</pubDate>

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		<description><![CDATA[Coverage follows the car.
Example 1:
If you were given a car (loaned) and the car has no insurance, you can buy insurance on the car and your insurance will be primary.
Another option, someone helped you to buy a car. For example your credit score isn&#039;t good enough to finance, so a friend of yours signed under your loan as a primary payor. You can get insurance under your name and even list your friend on the policy as a loss payee. In this case, we always suggest you get a loan gap coverage: the difference between the car&#039;s actual cash value and the amount still owned on it.

Example 2:
The car you are loaned has insurance. You can buy a policy under your name, list the car on that policy and in case of the accident, your policy will become a secondary or excess. Once the limits of the primary car insurance are exhausted, your coverage would kick in and hopefully pay for the rest.
I specifically used the word hopefully, because each accident is unique and it&#039;s hard to interpret the coverage without the actual claim scenario. And even with a given claim scenario, sometimes there are 2 possible outcomes of a claim.]]></description>

		

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		<title>By: David Osgood</title>

		<link>https://insurancelibrary.com/auto-insurance/can-you-put-insurance-on-a-car-that-isnt-yours-2</link>

		<dc:creator>David Osgood</dc:creator>

		<pubDate>Thu, 31 Oct 2013 15:16:17 +0000</pubDate>

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		<description><![CDATA[No, because you do not have an insurable interest in the vehicle. You could purchase a &quot;Non-owned auto policy&quot; though. This would provide you with liability protection when you drive a vehicle but do not own one yourself. Contact a local agent to find out about coverage availability and pricing in your area.]]></description>

		

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