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	<title>New answer on: Can You Get An Extension On Car Insurance?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/auto-insurance/can-you-get-an-extension-on-car-insurance</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Wed, 07 May 2014 18:16:44 +0000</pubDate>

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		<description><![CDATA[This depends upon state law.&#160; In California, there isn’t a “grace period” for auto insurance.&#160; The insurance company has legal requirements before they can cancel your policy, even for non-payment.&#160; They may even accept a late payment.&#160; Every day that coverage is in force you are responsible for the premium.&#160; When the date of cancellation is reached, coverage ceases.&#160; Company policies vary regarding reinstatement but there will almost always be a gap in coverage which can create problems that you do not want.&#160; The bottom line is, pay the premium before it is due. ]]></description>

		

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		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/auto-insurance/can-you-get-an-extension-on-car-insurance</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Tue, 06 May 2014 16:35:19 +0000</pubDate>

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		<description><![CDATA[You will find, in talking about this with your Insurance Professional, that in most cases, your car insurance policy includes a &quot;grace period&quot; for premium payment.  Some non-standard policies do not include this benefit, so be careful.  Keep in mind as well that regardless of the length of the grace period, if you ultimately fail to pay on your renewal, coverage will be cancelled back to the policy inception date for that term.  If you fail to pay mid term, the policy may be cancelled effective the end of that grace period, which means you would be billed for coverage provided during that grace time.]]></description>

		

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/auto-insurance/can-you-get-an-extension-on-car-insurance</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Tue, 06 May 2014 13:47:02 +0000</pubDate>

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		<description><![CDATA[Great question! The answer is going to depend upon your company - some may allow a short extension period, if you have had a good payment history, some may even allow for a hardship allowance. It is going to be tough thou, as insurance companies are pretty serious about getting paid on time. The best option is to try your best to make the payment somehow, but call your agent, explain what is going on, and see how they can help. The other alternative is to let the policy fall into the grace period, and pay before it cancels, and your coverage is lost. Unfortunately, that will mean you will need at some point to make two payments close together. Good luck! Thanks for asking!]]></description>

		

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