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	<title>New answer on: Will Annuity Rates Improve In The Future?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/annuities/will-annuity-rates-improve-in-the-future</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Wed, 13 Aug 2014 19:12:34 +0000</pubDate>

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		<description><![CDATA[There are two rates to consider.  The rate of interest earned on accumulations changes all the time.  Most contracts have a guaranteed interest rate but companies actually pay a “new money” rate.  As the interest environment changes these rates change to remain competitive.  The provisions for payout are in the contract and do not change, however, future contracts might have significantly lower rates due to the ever increasing longevity of the population. ]]></description>

		

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/annuities/will-annuity-rates-improve-in-the-future</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Sun, 02 Jun 2013 23:52:31 +0000</pubDate>

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		<description><![CDATA[No one knows the answer to that. But interest rates generally have cycles. Presently the government is artificially suppressing interest rates, but it seems reasonable that rates must rise eventually. Many financial planners are locking down interest rate periods of five years or less which may be an indication of their belief that interest rates will rise within the decade.
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