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	<title>New answer on: Who Buys Retirement Annuities?</title>

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/annuities/who-buys-retirement-annuities</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Fri, 28 Jun 2013 23:41:22 +0000</pubDate>

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		<description><![CDATA[Most annuity purchasers are consumer in a high tax brackets or those seeking income, even lifetime income. There are three crediting methods that annuities employ: interest rate crediting, indice crediting and separate subaccount crediting or debiting depending on the performance of the separate subaccounts invested in equities and bonds.
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