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	<title>New answer on: What Kind Of Annuities Are There?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/annuities/what-kind-of-annuities-are-there</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Fri, 22 Aug 2014 00:20:59 +0000</pubDate>

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		<description><![CDATA[That is a great question! There are a lot! Simply put, there are two categories of annuities. One you plunk down your cash, and it immediately begins paying out your monthly payments, These are called &quot;immediate annuities&quot;. The other type takes your cash, and holds it, or &quot;defers&quot; the payments for a number of years before paying those monthly payouts. These are called &quot;deferred annuities&quot;. There are several different types of these, but again very simply, there are &quot;fixed annuities&quot;, that pay a set interest rate, there are &quot;indexed annuities&quot;, that pay interest rates that are based on the movements of a market, like the S&#038;P 500, or the Dow Jones. There are also &quot;variable annuities&quot;, that pay according to how well the investments within the annuity did (or didn&#039;t) do. That is a basic look at the types of annuities, I hope that helped. Please feel free to drop me a line if you&#039;d like more details, ok? Thanks for asking!]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/annuities/what-kind-of-annuities-are-there</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Thu, 21 Aug 2014 21:20:40 +0000</pubDate>

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		<description><![CDATA[The single premium immediate annuity is the policy from which every other annuity begins.  This policy pays a lifetime steam of income in exchange for a lump sum of money.  The first alteration was the deferred annuity where the payments did not start within a year but were deferred until later; these usually allow you to contribute more to the annuity.  Then there is the issue of where the money in the annuity is invested.  Some are in company funds, some are in separate accounts and some are “hand’s-on” investments where the annuitant directs the investments.  There are variations of these basic plans that appeal to some people and meet specific needs. ]]></description>

		

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/annuities/what-kind-of-annuities-are-there</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Sun, 21 Jul 2013 21:04:30 +0000</pubDate>

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		<description><![CDATA[Tax deferred annuities have three basic crediting methods:interest rate crediting, indice crediting and separate sub account crediting using equity and bond instruments. Single premium immediate annuities have varying payout schedule that can include one or two lives. A popular payout scenario the life only option that generates income you can&#039;t outlive.]]></description>

		

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