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	<title>New answer on: What Is Annuity Surrender Value?</title>

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		<title>By: Steve Savant</title>

		<link>https://insurancelibrary.com/annuities/what-is-annuity-surrender-value</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Wed, 14 Aug 2013 12:28:04 +0000</pubDate>

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		<description><![CDATA[Non-qualified tax deferred annuities have policy expenses like most saving and investment products. But they do have an additional surrender charge or penalty for accessing accumulated cash values beyond the policy withdrawal amount and/or the surrender (terminate) of the policy. The surrender charges protect the insurance company against rate disintermediation, i.e. their investment portfolio positions and what they&#039;re crediting to the policy.]]></description>

		

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