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	<title>New answer on: What Are The Uses Of Life Annuities?</title>

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		<title>By: J Paul Wilson CFP CLU</title>

		<link>https://insurancelibrary.com/annuities/what-are-the-uses-of-life-annuities</link>

		<dc:creator>J Paul Wilson CFP CLU</dc:creator>

		<pubDate>Thu, 04 Sep 2014 21:19:58 +0000</pubDate>

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		<description><![CDATA[Life annuities have a variety of uses. Since as the name implies they generate an income for life they can be used to provide a guaranteed income for life for retirement income funding. in addition they can be used to provide a lifetime income for any other purpose such as providing a legacy. They can also be indexed to provide a hedge against inflation.
If you have any further questions please do not hesitate to contact me.]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/annuities/what-are-the-uses-of-life-annuities</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Wed, 28 May 2014 21:39:06 +0000</pubDate>

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		<description><![CDATA[Life annuities are designed to provide a stream of income that a person cannot outlive.  Every variation of annuity comes from this basic idea.  This is a life insurance product, with guarantees and in times of uncertainty and risk.  The applications vary as the needs vary.  Some annuities accumulate money for intermediate goals, such as paying for college.  The other underlying dynamic of an annuity is that it is a long term savings vehicle and so it is inappropriate for most short range objectives. ]]></description>

		

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/annuities/what-are-the-uses-of-life-annuities</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Mon, 03 Jun 2013 00:08:44 +0000</pubDate>

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		<description><![CDATA[The most significant use of Life Annuities (assuming you’re address life time income) is life time income you can’t outlive. If it’s non-qualified annuity, the portion that is the original basis is amortized to the life expectancy of the annuitant tax free using “first in first out” exclusion ratio, an tax advantage. Most retirement plans should have a portion of guaranteed income you can’t outlive. 

]]></description>

		

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		<title>By: Ted Ratliff</title>

		<link>https://insurancelibrary.com/annuities/what-are-the-uses-of-life-annuities</link>

		<dc:creator>Ted Ratliff</dc:creator>

		<pubDate>Sun, 02 Jun 2013 22:45:32 +0000</pubDate>

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		<description><![CDATA[I am assuming you are referring to a lifetime payout.  If that is the case, a big advantage to an annuity with a life insurance company is its ability to guarantee an income no matter how long you live.  This can be a big advantage when planning for retirement.]]></description>

		

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