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	<title>New answer on: What Are Non Qualified Annuities?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/annuities/what-are-non-qualified-annuities</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Fri, 13 Jun 2014 15:10:57 +0000</pubDate>

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		<description><![CDATA[The term qualified has to do with the tax code.  If the annuity receives special treatment under the tax code it is qualified, if not, it is non-qualified.  Non-qualified annuities are personally purchased plans that accumulate money while deferring taxes and have the amazing ability to provide a steady stream of income for the life of the annuitant. ]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/annuities/what-are-non-qualified-annuities</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sun, 09 Jun 2013 18:28:26 +0000</pubDate>

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		<description><![CDATA[Non qualified annuities are one of two types of annuities classified by the IRS. Qualified annuities are usually funded by an employer with pre-tax dollars from an employee&#039;s earnings, and possibly with matching funds from the employer. Non qualified annuities are obtained privately, and are funded with after-tax dollars. Non-qualified annuities are not subject to federal laws governing contribution caps and mandatory withdrawals.]]></description>

		

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/annuities/what-are-non-qualified-annuities</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Sun, 09 Jun 2013 13:43:23 +0000</pubDate>

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		<description><![CDATA[Non-Qualified is a term generally used for non ERISA retirement plans or qualified plans. A life insurance company doesn&#039;t manufacture “qualified” products. Annuities, like life insurance, start out as non-qualified product lines not under the jurisdiction of ERISA. Non-qualified annuity payouts distribute basis tax free, whereas qualified annuity payouts are all taxable, even basis.  
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