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	<title>New answer on: What Are Indexed Annuities?</title>

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		<title>By: Steve Savant</title>

		<link>https://insurancelibrary.com/annuities/what-are-indexed-annuities</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Sat, 07 Sep 2013 13:50:16 +0000</pubDate>

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		<description><![CDATA[Tax deferred indexed annuities are annuity policies that use domestic and/or foreign indices options that can be exercised in positive indexed markets. In negative indexed markets the options are not exercised, but also not debited form the annuity crediting account. Keep in mind that policy expenses are assessed against the count and may result in a negative performance in any one year.]]></description>

		

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/annuities/what-are-indexed-annuities</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Sun, 16 Jun 2013 14:17:45 +0000</pubDate>

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		<description><![CDATA[Tax deferred indexed annuities can have access to domestic and foreign indices which have the potential to generate returns without the losing money based on negative performance. However, like all savings and investment vehicles, annuities have policy expenses, so you could experience a loss in a non crediting year. Indexed annuities have three crediting methods: spread, caps and participating. The most popular indice is the S&#038;P 500. One last point: indexed annuities owners generally don’t participate in dividends.
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