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	<title>New answer on: Is Variable Annuity A Security?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/annuities/is-variable-annuity-a-security</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Wed, 27 Aug 2014 02:33:53 +0000</pubDate>

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		<description><![CDATA[That is an excellent question! Unlike fixed annuities or indexed annuities, yes,  variable annuities are considered a security. The agent needs to have a securities license to sell you one, and you will have all kinds of authorities looking over the process to ensure that it is right for you. These can be very risky investments, so please be sure that you understand what you are buying. Thanks for asking!]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/annuities/is-variable-annuity-a-security</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Tue, 26 Aug 2014 19:36:05 +0000</pubDate>

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		<description><![CDATA[FINRA governs the sale of variable annuities.  This association implements the directives of the Security and Exchange commission.  Your state insurance commissioner supervises the activity of the agent selling that annuity because it is an insurance product.  The idea behind a variable annuity is to participate in the rise and fall of a group of securities that matches your tolerance for risk. ]]></description>

		

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/annuities/is-variable-annuity-a-security</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Tue, 21 May 2013 03:18:14 +0000</pubDate>

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		<description><![CDATA[A variable annuity is a security governed by the SEC and sold through FINRA registered representatives hold at least a series 6 and 63 license. It also has an insurance component to it as well. And to the extent that it is an insurance product is subject to the department of insurance jurisdiction. 
   ]]></description>

		

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		<title>By: Larry Gilmore</title>

		<link>https://insurancelibrary.com/annuities/is-variable-annuity-a-security</link>

		<dc:creator>Larry Gilmore</dc:creator>

		<pubDate>Sun, 19 May 2013 18:58:22 +0000</pubDate>

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		<description><![CDATA[Is a variable annuity a security? Yes, a variable annuity is subject to the same rules and oversight of the SEC that a security would be. A person selling variable annuities must be securities registered and comply with all the transaction rules established by FINRA and the SEC. One other thing to think about if you&#039;re considering a variable annuity is that the RISK in type of product is more along the lines of a stock purchase than a nonqualified product like a fixed annuity.]]></description>

		

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