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	<title>New answer on: How Do Interest Rates Affect Annuities?</title>

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		<title>By: Tyler Maddox</title>

		<link>https://insurancelibrary.com/annuities/how-do-interest-rates-affect-annuities</link>

		<dc:creator>Tyler Maddox</dc:creator>

		<pubDate>Fri, 06 Sep 2013 15:38:41 +0000</pubDate>

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		<description><![CDATA[Interest Rates directly effect all Annuities. But especially Fixed Annuities.

Basically, the higher rates are, the companies can offer more or better benefits on Annuity Policies.
An Insurance Company is required to invest enough of your premium into treasuries to secure any guarantees they made in the contract. So the higher the treasury rates are, the higher the guarantees in annuities are.]]></description>

		

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		<title>By: Steve Savant</title>

		<link>https://insurancelibrary.com/annuities/how-do-interest-rates-affect-annuities</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Thu, 05 Sep 2013 12:24:16 +0000</pubDate>

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		<description><![CDATA[The are three basic tax deferred annuities that use differing crediting methods. Two of these methods are related to interest rates: fixed interest rate annuities and indexed annuities. Fix interest rate annuities are tied to the company&#039;s bond portfolio performance. With indexing, the company generally uses the interest rate earnings generated from the portfolio to purchase indice options.]]></description>

		

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		<title>By: Brandon Roberts</title>

		<link>https://insurancelibrary.com/annuities/how-do-interest-rates-affect-annuities</link>

		<dc:creator>Brandon Roberts</dc:creator>

		<pubDate>Fri, 23 Aug 2013 02:01:20 +0000</pubDate>

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		<description><![CDATA[The change in interest rates has a very minimal affect on annuities in terms of the rates and benefits they make available as bonds are purchased when products are made and rate/benefits on those products are based off those bond yields.  However, annuities with indefinite benefits may realize declining benefits if rates on new bonds purchased later are lower than rates that prevailed when the original bonds were purchased.]]></description>

		

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