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	<title>New answer on: Do Annuities Have Beneficiaries?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/annuities/do-annuities-have-beneficiaries</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Wed, 17 Sep 2014 23:07:29 +0000</pubDate>

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		<description><![CDATA[That is a great question! As annuities are an insurance product, there is the ability to structure your annuity to allow the remaining balance to pass to a beneficiary. Depending upon how you structure it, you can have your annuity pay for a certain number of years and run out; pay until you pass, then continue to pay your spouse; or pay the remainder to a beneficiary when you and your spouse have passed. That amount can be structured as a lump sum, (taxes!) or a series of payments (lesser chunk of taxes). Ask your agent to walk you through the options, ok? Thanks for asking!]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/annuities/do-annuities-have-beneficiaries</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Wed, 17 Sep 2014 15:40:10 +0000</pubDate>

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		<description><![CDATA[An annuity is the product of a life insurance company.  Naming a beneficiary is an important feature of an annuity.  It is a contract and is executed outside of probate.  Naming a beneficiary is an important part of the application.  Selecting a contingent beneficiary is very important to avoid a situation where the proceeds of the annuity would be paid into the estate and therefore subject to probate.]]></description>

		

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		<title>By: Steve Savant</title>

		<link>https://insurancelibrary.com/annuities/do-annuities-have-beneficiaries</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Sun, 04 Aug 2013 14:31:19 +0000</pubDate>

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		<description><![CDATA[You can name primary beneficiaries for your annuities. You can also name contingent beneficiaries as back ups to your primary beneficiaries. A beneficiary can even be a charitable organization or a trust. The annuity policy owner can also change the beneficiaries at his or her discretion at any time.]]></description>

		

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