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	<title>New answer on: Can Annuities Be Pledged As Collateral?</title>

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/annuities/can-annuities-be-pledged-as-collateral</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Sat, 22 Jun 2013 14:12:19 +0000</pubDate>

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		<description><![CDATA[Deferred annuities are personal property and somewhat of a liquid asset that can be pledged as collateral for bank loans. The “somewhat” is the surrender charges and ordinary income tax due upon the termination of the annuity. The surrender charges affect the collateral holder, the taxes affect the annuity owner.
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