Can I Drive Any Car With Comprehensive Insurance?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Comprehensive coverage applies to damage to your vehicle for anything other than a collision.  Some examples would be hail damage, animal strikes, windshield breakage, or vandalism.  Auto insurance is divided into the Liability portion and the damage to your auto portion.  Liability is what many states require and what you need to drive another car.  Collision and Comprehensive may cover another car only in certain circumstances such as temporarily renting a vehicle.  Usually to have Comprehensive coverage you would also have liability coverage as well unless you are storing your vehicl.  If you are going to drive the vehicle or any vehicle you need to carry liability.
    Answered on June 14, 2013
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