What Happens When Your Homeowners Insurance Drops You?

  1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    Well, if for some reason your company non-renews or cancels your Homeowners' coverage, the best thing to do would be to start researching coverage availablity with other carriers.  Though there are many commonalities in underwriting standards among companies, there are also differences. Hopefully another carrier will be able to offer you coverage.  If not, check with your insurance professional about coverage that might be available in a state insurance plan. The coverage may be more limited than you have been used to having, and the pricing may be higher, but this might be another avenue.  Finally, if you have a mortgage, they will be notified and if you are not able to obtain coverage on your own, trust me, they will obtain it and pass the premium on to you.
    Answered on June 14, 2013
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