Can You Have Multiple Disability Insurance Policies?

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   David RacichPRO

   Fountain Hills, Arizona

   Assuming that you mean multiply disability policies on yourself, you can have more than one contract, but the total individual disability policy benefits generally can’t exceed 60% of your compensation, 80% of your compensation if you can deduct the premium as a business expense. In addition to individual disability, you can also cover retirement contributions. The business scenario can also include business overhead and bank loans.  
    

   Answered on June 13, 2013

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