Does Health Insurance Cover ED Drugs?

  1. 1575 POINTS
    Christopher Lawrence
    Insurance Broker | Financial Consultant, Lawrence Insurance Consulting, Southern New Jersey
    If your health insurance plan has it's pharmacy benefits integrated then it probably will. The type of plan and the scope of it's coverage will dictate how exactly such a medication is handled. If one has a "rich" level of coverage then one should have no problems what-so-ever, however with plans that offer "thinner" coverage and benefit options one may have to have their Dr. contact the insurance company to state that the medications are a medical necessity (which could be due to ones mental health-depression) this should meet the requirements to obtain approval for such Rx's for E.D.
    Answered on June 13, 2013
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