1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    It would be best to start Long Term Care Insurance when you are healthy enough to qualify for it and young enough to get lower rates. Also, LTC rates are rising at this time, so it is a good idea to apply before rates go up further. Most experts agree that applying by age 60, if not sooner, is a good idea.
    Answered on June 12, 2013
  2. 0 POINTS
    David RacichPRO
    Fountain Hills, Arizona
    If you have health history in your family resulting in assisted living or nursing home confinement before the age of 70, you should start considering long term care. Most financial planners that advise retirement prospects start addressing it at age 50. But most Americans should purchase it no later than age 60.
     
    Answered on June 12, 2013
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