Does Home Insurance Cover Theft From Car?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   Homeowners insurance does cover theft from your auto minus your deductible. There may be certain items that are off premises that may have reduced limits such as any related to business, collectibles to name a few. I seldom see a theft of personal items from a vehicle large enough to meet the deductible. You also may want to consult your agent as to the ramifications of a theft loss to your future insurance premiums.

   Answered on June 11, 2013

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