What Does It Mean When A Retirement Plan Is Vested?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    When a retirement plan is vested you have the ability to take that retirement plan with you if you leave the employer.  You now own the funds that have been vested.  Many employers contribute a set amount to your retirement plan.  After you have been with the company a set number of years all or a portion of those funds contributed by your employer become yours.
    Answered on June 11, 2013
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