When Can You Use Long Term Care Insurance?

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   Ted Ratliff

   Owner, SFS Associates,

   Most policies will be eligible to file a claim when an individual can no longer perform at least two or three (depending on the policy) activities of daily living spelled out in the policy.  Once you meet this criteria file a claim with your company.  Once you satisfy the elimination period your policy will begin to pay.

   Answered on June 9, 2013

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