There are 2 reasons why a young person might want to buy a Long Term Care Policy:
> The average number of people that are receiving Long Term Care that are between 18-64 years old is 41% - probably a much higher percentage than most people might imagine
> Long Term Care is significantly less expensive if you purchase it when you're younger.
In addition to the two excellent reasons Neil gave, I would add that a young person might want to buy Long Term Care insurance if you have a family history of rheumatoid arthritis, multiple sclerosis, diabetes, or other health conditions that increase the chances of needing long term care in the future. It is nearly impossible to get long term care insurance after being diagnosed with some diseases. Getting the coverage while you can is a good idea with any type of insurance that relies on medical underwriting, as Long Term Care insurance does.
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> The average number of people that are receiving Long Term Care that are between 18-64 years old is 41% - probably a much higher percentage than most people might imagine
> Long Term Care is significantly less expensive if you purchase it when you're younger.