Does Renters Insurance Cover Auto?
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WIYour renters insurance normally would not provide any coverage for your auto. Auto insurance is the best way to cover your auto. Renters insurance typically works the same way as homeowners insurance in that it extends some coverage for personal property away from your home. Please read your policy completely to understand what coverage is provided and what exclusions there may be or contact your local agent to have them go over the poilicy with you.Answered on June 8, 2013flag this answer
276 POINTSview profileTim HamiltonOwner and Principal Agent, Hamilton Insurance Group, 401 Lewis Hargett Circle, Suite 130, Lexington, KY 40503Physical damage to your auto, if it is licensed for the road, is specifically excluded from coverage under the HO-4 Renters Insurance policy. Physical damage to your auto is covered only by your auto insurance policy if you have opted to include Comprehensive and/or Collision coverage. I suggest you work with a competent agent who understands the needs of renters and can design a tailor made policy that includes the coverage you need and at a price you can afford.Answered on May 21, 2016flag this answer
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