The medical questions that are asked for life insurance are about the same as if you were filling out the medical form to see a new doctor. They ask whether you have any health conditions surrounding the heart, kidney, liver, reproductive system, stomach, etc. Whether you have depression, dementia, neurological disorders, congenital conditions, or anything that doesn't fit inside a tidy category.
In addition, the life insurance application asks about medications, whether you have had any hospitalizations in the past years, if you are awaiting test results or upcoming surgeries in the near future, or whether your parents passed from certain disease at a young age.
It might seem like a lot, but once you are approved, you know that your life insurance policy will stand up. If you are concerned about whether your particular health can be covered, just call a good impaired risk agent. There is no need to go through the entire process when you may be able to get the answer on the phone in 5 minutes.
.JPG){kind=avatar}
In addition, the life insurance application asks about medications, whether you have had any hospitalizations in the past years, if you are awaiting test results or upcoming surgeries in the near future, or whether your parents passed from certain disease at a young age.
It might seem like a lot, but once you are approved, you know that your life insurance policy will stand up. If you are concerned about whether your particular health can be covered, just call a good impaired risk agent. There is no need to go through the entire process when you may be able to get the answer on the phone in 5 minutes.