Long Term Care Insurance is offered by many companies, although a number of carriers have dropped it in recent years. To name just a few would be unfair, and it would be impossible to list them all without overlooking some.
To start, try talking to a licensed Life insurance agent who is certified in Long Term Care. He/she can guide you through the Long Term Care policies from several companies, as well as explain some Life insurance policies that offer riders or living benefits to cover long term care type needs.
Regional Marketing Director, Capital Choice Financial Group,
There are many companies that offer long term care insurance with many different plans. Long term care insurance has a growing need as we are living longer and medical issues arise. Optimal age to purchase has not been really determined but, early to late 50s is good because a policy can be purchased at an affordable rate. Purchasing LTC insurance is a process and your needs must be assessed before recommendations are given.
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To start, try talking to a licensed Life insurance agent who is certified in Long Term Care. He/she can guide you through the Long Term Care policies from several companies, as well as explain some Life insurance policies that offer riders or living benefits to cover long term care type needs.