Does Homeowners Insurance Cover Jewelry?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Yes, however there is usually a set amount they will pay.  If you have expensive jewelry you can schedule the jewelry by having each item appraised and listed specifically on your policy.  Check with your agent on the requirements and premium for the additional coverage as well as the limit for your basic coverage.
    Answered on June 6, 2013
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