Why Do You Need A Medicare Supplement?

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   Ted Ratliff

   Owner, SFS Associates,

   Medicare Supplements pay the coinsurance and deductibles you would have under original Medicare.On day in the hospital with original Medicare nearly $1200 in deductible under part A.  Any part B expense is covered at 80%.  The part A deductible is not calender year, it is best on coverage periods.  You could conceivable have to pay this up to four times per year. There is no ceiling on the amount you would have to pay under part B so if your health condition is serious you could conceivably be responsible for over $10,000 in medical costs.  Medicare Supplements will pay those costs.

   Answered on June 6, 2013

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