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Home insurance premiums can increase after a claim, especially if it involves negligent behavior. You may also simply lose discounts, which is essentially the same concept.
If you have multiple claims over a short period of time, you would risk termination of the policy. Sometimes it is the quantity of claims and not necessarily the amount of money that is paid out.
Principal Agent, First Insurance Agency Inc, United States
Yes if you have a claim on a home owners insurance policy you will most likely see an increase in premium. Insurance companies do not enjoy paying out claim just as you do not like spending money. Each time they pay a claim your risk factor goes up so they have to adjust your premium accordingly.
If you have multiple claims over a short period of time, you would risk termination of the policy. Sometimes it is the quantity of claims and not necessarily the amount of money that is paid out.