How Old Should You Be To Get Life Insurance?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    The younger and healthier you are the lower the rates.  If your parent does not provide you with a good starter policy, then as soon as you can afford insurance the better.  Depending on your need and financial situation, you can start with term insurance or go with a combination of term and whole life.  A good independent agent can help you find the plan right for you.
    Answered on June 3, 2013
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