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You can get life insurance on your grandma if she meets eligibility requirements and passes underwriting requirements as well.
Naturally, her age will determine the rate she pays, as will the type of policy and face amount she purchases and it is obvious there is an insurable interest (we assume!).
A full-time broker and/or agent will help you find the best non-biased expert information.
First you need to establish insurable interest. Generally a blood relative has some reasonable financial interest. Then you have to justify the amount of coverage. Your grandma will need to sign as the insured and she’ll need to be deemed competent to satisfy most states and insurance company’s requirements for seniors entering into a contract.
If you will be the one handling your grandma's affairs after her death, you could purchase life insurance on her to pay for her final expenses. You could be the owner of a policy on your grandmother, as well, if you live with her or she lives with you, or you share other financial ties. She will need to sign the application, and conduct the phone interview if one is required. Please do not hesitate to call or email me for assistance.
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Naturally, her age will determine the rate she pays, as will the type of policy and face amount she purchases and it is obvious there is an insurable interest (we assume!).
A full-time broker and/or agent will help you find the best non-biased expert information.