Agent, Rural Mutual Insurance Co., Union Grove, WI
Almost all homeowners insurance policies provide limited coverage for jewelry. If you have a piece of jewelry that is over $1000 for a single piece it will more than likely need to be scheduled on your homeowners policy to be properly covered. Remember every policy and carrier are different. Read your policy completely to understand what coverage is provided and what exclusions there may be or contact your local agent to have them go over the policy with you.
Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
Most home policies will cover the loss but if it is of a higher value and you did not schedule it then it is possible that you will not get all of what it is worth that is why it is so important to discuss with an agent about what you have and what needs to be protected in the event of a loss is tragic enough but then to find out later that you were not covered properly is even worse.
Anything of a significant value should be scheduled in
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Anything of a significant value should be scheduled in