The full coverage portion of your auto insurance is Collision which covers your car in the event of an at fault accident. Comprehensive or Other than Collision covers your car for things like animal strikes, vandalism, tree limbs falling on your car, rocks thru your windshield, anything that is not a collision. Many policies also include towing. Some companies have a few other little bells and whistles.
Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
Full coverage really is not the best choice for describing the coverage's that are included with that term.
What makes a policy have full coverage is that the insurance will pay for your loss minus the deductible you choose. Many people choose higher deductibles for comprehensive and collision of $1000 the after that amount you pay they pay the rest. In our area here in Montana most of the time there is only about 3.00 a month difference between a 100.00 deductible and 500.00 deductible it is much easier to come up with the 100 rather then 500 discuss your options with your local agent .
Full coverage is meant to help you recover the cost if in the event of a loss less your deductible.
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What makes a policy have full coverage is that the insurance will pay for your loss minus the deductible you choose. Many people choose higher deductibles for comprehensive and collision of $1000 the after that amount you pay they pay the rest. In our area here in Montana most of the time there is only about 3.00 a month difference between a 100.00 deductible and 500.00 deductible it is much easier to come up with the 100 rather then 500 discuss your options with your local agent .
Full coverage is meant to help you recover the cost if in the event of a loss less your deductible.