How Much Am I Worth In Life Insurance?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Every one has a human life value.  A rule of thumb is this is projected income over your lifetime.  For example a person making $100,000 a year over 30 years would earn $3,000,000.  Add in an inflation factor and you would have the Human Life Value.  There are other ways to figure this but I am trying to keep it simple.  What percentage of this you cover with life insurance is an individual decision.
    Answered on May 30, 2013
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