Who Should I Buy Disability Insurance From?

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    David RacichPRO
    Fountain Hills, Arizona
    You should purchase any insurance product for an independent insurance agent or insurance licensed registered representative and not a career agent who touts his/her proprietary productline. If possible, interview them with disability insurance in mind. There are not many in this field and without help from a disability specialist, may not be able to recommend the right product or ancillary riders.
     
    Answered on May 29, 2013
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    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    Who should I buy disability insurance from?    That's easy, in Washington state that would be me. Elsewhere it would be good to find an agent who can give you companies you can compare definitions with. Why definitions instead of price? Definitions in a disability policy are the most important aspect of a plan. Having a cheap premium for a policy that won't pay out unless the perfect storm happens is no bargin.
    Answered on May 30, 2013
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