US Health Advisor, US Health Group, 2250 Point Blvd suite 322, Elgin IL. 60123
It's a policy issued without underwriting within a matter of a few days. They are designed for people who have difficulty getting insurance becouse of a pre existing condition or because other policies are too cost prohibitive. They do not have deductibles and are usually limited to $1,000,000 lifetime coverage. They utilize the Private Health Care System network (PHCS), which is similar to Medicare. Procedures and costs are pre negotiated between the insurance company and hospitals & doctors within the network. US Health Advisors offers guaranteed issue policies ranging from $229 to $549 for an individual and accordingly higher for additional family members.
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Guaranteed Issue Health Insurance plans are available from many reputable brokers. It is best to purchase them from an experienced licensed agent who is very familiar with GI plans in your specific area.
In 2014, virtually all plans will be guarantee-issue through Open Enrollment, and a federal tax subsidy may help many consumers reduce premiums.
There will be no lifetime cap and many benefits, such as maternity, will be included on non-short term plans.
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In 2014, virtually all plans will be guarantee-issue through Open Enrollment, and a federal tax subsidy may help many consumers reduce premiums.
There will be no lifetime cap and many benefits, such as maternity, will be included on non-short term plans.