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    David RacichPRO
    Fountain Hills, Arizona
    It depends on your gender, age, health and the amount you want to protect. A rule of thumb for healthy midlife earners is 5- 8% of your compensation based on the average no frills disability insurance policy that can pay 60% of your pay tax free, up to 80% of your pay if you deduct the disability premium as a business expense.
     
    Answered on May 29, 2013
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