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Long term care is worth the money if you receive more benefits than you paid in premiums. But you also must consider the peace of mind you obtain by having the coverage.
Of course, you really DON'T want to ever use the policy (or any insurance policy), but from a pure rate-of-return standpoint, it can be worth the money.
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Of course, you really DON'T want to ever use the policy (or any insurance policy), but from a pure rate-of-return standpoint, it can be worth the money.