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The cost of individual disability insurance can vary. Typically, the monthly rate is between $50 and $300 and yes...that is indeed a VERY big range.
There are many components to the disability policy including the amount of monthly income and waiting (elimination) period. There are also many reputable insurers that provide affordable disability policies.
An experienced broker can easily review specific rates with you. It's important that they work full-time in the business so they can competently compare your options.
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There are many components to the disability policy including the amount of monthly income and waiting (elimination) period. There are also many reputable insurers that provide affordable disability policies.
An experienced broker can easily review specific rates with you. It's important that they work full-time in the business so they can competently compare your options.