Does Renters Insurance Cover Storage Areas?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Your renters insurance policy will typically provide ten percent of your policy amount to cover your personal items that are not directly within your premise. If you have fifteen thousand dollars of coverage then you would typically have fifteen hundred dollars of coverage for items outside your premise up to the coverage limits for indivual items as listed within the policy. Please read your policy completely to understand what coverage is offered and what exemptions there may be or contatct your local agent to have them go over the policy with you.

   Answered on May 30, 2013

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