1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Re dual health insurance,if you are referring to two policies that both cover near-identical benefits, there would simply be no purpose to doing that, as it would be a waste of your money.

    If you are referring to covering two persons on the same policy (husband and wife), then it can be done and is very popular.
    Answered on May 26, 2013
  2. 11783 POINTS
    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    Can you have dual health insurance?   Yes, you can in some cases have two plans. Today with employees sharing more and more of the premium costs of coverage, you don't see it very often where spouses are dual covered by both employers, at least with health insurance.

    It is not that uncommon for fringe benefits like dental as it boosts total coverage.

    It comes down to cost in most cases, is it cost effective to pay two premiums for coverage that can't exceed 100%? Does it pencil out?

    Answered on May 27, 2013
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