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    David RacichPRO
    Fountain Hills, Arizona
    If you’re self-employed, in a low tax bracket and have at least 15 years before retirement, many advisers are recommending Roth IRAs or non-modified endowment contracts life insurance held for the life of the insured. Both can generate tax free income at retirement and have less restrictions that am ERISA qualified plan.  
      
    Answered on May 26, 2013
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