What Insurance Do You Get When You Are On Disability?

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   Ted Ratliff

   Owner, SFS Associates,

   It depends on the situation.  If you are on Social Security disability then after about two years you can qualify for Medicare.  If you are on disability from work your companies insurance will usually continue to cover you.  If you have a personal disability policy and a health insurance policy then you would need to keep paying for your health insurance unless your policy includes some type of disability waiver, which is not common.

   Answered on May 25, 2013

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