1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    The point of renters insurance is to inexpensively cover your personal property (and liability, medical payments to others, loss of use benefits etc...) in the event you have a major claim.

    Although smaller claims are covered, your main concern should be protecting your belongings in case there was a fire, tornado or a theft that left you with virtually no personal property. You'll be glad you had coverage when it's time to file a claim and access the loss.
    Answered on May 24, 2013
  2. 2210 POINTS
    Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    Renters insurance is inexpensive and it protects your personal items like your clothes, television, ect. It also cover your "loss of use" this is is if your have a fire and loose everything you will still have the cost of renting a new place and replacing your clothes.

    this can be quite costly  when you have been left with nothing. For as little as $10 a month you can rest assure that you will have the expenses covered to get back on your feet and not have to worry as much . 
    Answered on May 24, 2013
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