Can I Get Disability Insurance If Pregnant?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    No you will have to wait until the baby is born.  No insurance company will want to accept the increased risk of complications.  Disability policies are designed to protect against unforeseen risks.  If the company knows you are pregnant then it also knows that there may be a period of time you will not be able to work after the baby comes.  It would be buying a claim.
    Answered on May 24, 2013
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  2. 11783 POINTS
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    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    Can I get disability insurance when pregnant? Well possibly, but you won't like that they would exclude covering time off for the pregnancy as it is a pre-existing condition. Depending on your health at the time, and where you are at in the pregnancy, you could be covered, but not for the pregnancy.
    Answered on October 18, 2015
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