1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    It is an extra protection for them in the event of a lawsuit.  If your child, for example leaves a toy in a common stairway and another person falls down the steps and is injured, you could be sued but so can your landlord.  Renters insurance is also a protection for you.  Your personal property can be replaced in the event of a covered loss.
    Answered on May 24, 2013
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