Why Do You Need A Retirement Plan?

  1. 11783 POINTS
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    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    Why do you need a retirement plan?  You don't. Not having a plan is a plan in it's self. You can do nothing for your retirement and hope that social programs are available to provide you food and shelter. OR you can plan, set aside and invest for your future and have a say in it. You don't have to have anything, all having something does is give you a choice.
    Answered on May 23, 2013
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    David RacichPRO
    Fountain Hills, Arizona
    Someday you’re going to retire and you’ll need more than your Social Security benefits and Medicare. You’re going to be living longer and you’ll need more than your Social Security benefits and Medicare. You need to supplement your Social Security benefits and Medicare with another retirement plan because Social Security benefits and Medicare won’t be enough. How you plan for your retirement today will determine your lifestyle tomorrow. 

    Answered on May 28, 2013
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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Most people in the USA have a retirement plan. It is called Social Security. The question is, “will my social security benefit be adequate to meet my lifetime needs.” For an amazing number of people the answer is, “yes” because that is all that they have. If you think you might need more money than that, then start talking with a retirement income certified professional. Get a plan and enjoy your retirement.
    Answered on January 8, 2015
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