Does Home Insurance Cover A Roof?

  1. 80 POINTS
    Austin Anderson
    Insurance Agent - Producer, Align Group Insurance, Eagle Mountain, UT
    Yes. Unless specifically stated in your policy, your roof will have the same coverage as the rest of your home. Because claims involving a roof are very common, an insurance company will pay close attention to the characteristics of your roof. If you have any existing damage, wood shake shingles, or a flat roof you will have a more difficult time finding a company to insure you.
    Answered on May 21, 2013
    flag this answer
  2. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Your Home insurance cover your roof for perils covered with your policy.  It will not cover normal wear and replacement.  So if your damage is caused by wind, fire or hail for example, it would be covered.  If your 30 year shingles are 35 years old and starting to buckle from age they will not be.
    Answered on May 21, 2013
    flag this answer
    3. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>