1. 11783 POINTS
    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    Can you disability insurance while pregnant? Yes, but be aware of pre-existing condition clauses. So you could get covered, but not for conditions that presented themselves before the application the previous 3 months or  6 months, depending on the carrier.  So you could be covered under a new plan, but just not for conditions that occured just prior to application.
    Answered on May 21, 2013
  2. 2180 POINTS
    Kelly Moser
    Social Media Strategist, Disability Insurance Services, California
    If you're pregnant during the disability insurance underwriting process, then you will receive an exclusion for anything pertaining to pregnancy.  After you've had a normal childbirth, you can apply to have the exclusion removed.  As long as you had no complications, it's pretty easy to get the exclusion removed.  But if you're hoping to get DI coverage in case the pregnancy doesn't go well, then that won't work.
    Answered on November 26, 2013
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