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Your health insurance premium increased because your insurance company did not like you. OK...Seriously, the increase was probably part of a broad increase that everyone probably received.
As the cost of medical equipment, doctors fees, facility charges and other items increase, invariably, your rate will go up.
Believe it or not, sometimes, your rate can actually go down!
More and more companies are increasing rates due to implementation of the Affordable Care Act soo nto come. The companies are going to be forced to cover risks that they would otherwise have refused, and they are preparing for it. Also medical costs are rising plus rates rise because you get older. All of these factors are considered in your rate increase.
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As the cost of medical equipment, doctors fees, facility charges and other items increase, invariably, your rate will go up.
Believe it or not, sometimes, your rate can actually go down!